Buying Guide

Itis vital to take note of certain criteria before purchasing aproperty. Buying a property takes up an extensive time, planning,money, patience and sometimes lady luck is involved as well.Therefore, it should be decided wisely before making a decision.

 

Financialplan

Moneymatters are top of your priority list. Maintain a budget in mind forideal properties that makes your heart skip a beat. It is crucial totake time to slowly list the amount of cash available for expenseslike loan insurance, legal fees, monthly instalments and otherrelated costs. Secondly, whip up a list of all your assets (income,savings, fix deposits, investments) and then give the two figures acomparation and roughly gauge how much you can spend on the new home.

 

Locality

Whereis the property situated near? Are there schools, hospitals or evenshopping centres nearby? You will definitely need the banks, thesupermarkets and malls that you can go to on weekends to do yourshopping.

Otherthan that, if you do not possess a car, do look out for publictransportation to see if it is accessible around the property. Arethe bus stops nearby, or do you have to walk a certain amount ofdistance?

 

Styleof house

Thereare basically 2 types, the landed property and the non-landedproperty. Non-landed properties are primarily the flats, condominiumsand apartments which are more captivating to the younger generationswhile Landed properties include semi-detached, bungalows and linkhouses that may cater to larger families. However, it all sums downto the type of home you prefer as well as the amount of income youhave.

 

Interiorof the house

Itis important to examine the property externally as well asinternally. The designs of the exterior and the interior, the size ofthe living room, how big the rooms are, how spacious the kitchen is,the types of floorings, the plumbing net works, etc. Privateproperties are usually furnished to a certain extend so make your wayto the interior and slowly appreciate the designs and see if it'sto your liking.

 

Itis best that you multiply your house-hunting options by attendingproject launches and open-houses organized by developers. Signyourself up to mailing list for an update of future projects. Fromthere, you can choose from the varieties of properties that suit youbest. Purchasing and owning a house is a long-term investment, so Itis crucial to plan before hand to enjoy a pleasant and good buy.

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Wendy Chee
Senior Real Estate Negotiator
REN: 05112
CHESTER PROPERTIES SDN. BHD.
wendyctp@gmail.com
(+60) 12-3167755